(As seen in The Business Journals)
Because on-the-job injuries are unavoidable in the trucking industry, most states require trucking businesses to obtain workforce compensation. This is important in order to assist workers with paid leave and medical costs as well as to protect the company itself from lawsuits. TeamOne Logistics has compiled the top four ways to address trucking industry workers’ compensation issues:
1. Proper safety training. Employees must know the appropriate safety procedures before and throughout the duration of their employment. Proper package lifting, loading, and handling techniques are imperative to learn before starting the job. Furthermore, employees should be well-versed on handling trucks in poor weather conditions and staying alert at the wheel.
2. Pre-employment testing. Before hiring an employee, a comprehensive medical history should be completed to ensure that there are no injuries or disabilities that would prevent a driver from safely performing his or her job. Employers should also require staff to undergo drug tests in an effort to avoid potential problems that could arise from operating machinery under the influence of medication.
3. Be vigilant about misclassification. Employee and company information are oftentimes incorrectly classified within insurance reports. This can lead to claims sent to the wrong places, not enough coverage for the employee, or too much money taken from employers. Additionally, Class/NCCI codes should be accurate and up-to-date.
4. Ensure your insurance agent is well-versed in workforce compensation.Just because your agent claims to be an “expert” in the trucking industry does not mean they have direct experience with or knowledge of workforce compensation procedures. Do your research to ensure you are getting the most out of your insurance. Similarly, if you are in need of assistance, consider hiring a workforce partner.
- Posted by admin
- On March 14, 2016
- 0 Comments